Bank is Not a Collector: FDCPA Venue Rules Inapplicable

[David A. Szwak]

Bank's action against credit card holders for non-payment of credit card account was not subject to venue provisions of Fair Debt Collection Practices Act (FDCPA); Act regulated practice of debt collectors, and bank, which issued credit card, and was acting to collect debt owed to itself, was not acting as creditor.

First Merit Bank, N.A. v. Chernomorets
Not Reported in N.E.2d, 2004 WL 1672318
Ohio App. 9 Dist.,2004.
July 28, 2004