Cisneros v. Trans Union, L.L.C.

[David A. Szwak]

293 F.Supp.2d 1156

United States District Court,
D. Hawai‘i.
Gary CISNEROS, Plaintiff,
v.
TRANS UNION, LLC; et al., Defendants.

No. CIV.03-00200-SPK/LEK.

Nov. 7, 2003.


Background: Consumer brought action against credit reporting agencies, creditors, and collection agencies, alleging that their conduct in connection with disputes on his credit reports violated the Fair Credit Reporting Act (FCRA) and the federal Fair Debt Collection Practices Act (FDCPA), and asserting state law claims. Creditors filed motions to dismiss for lack of personal jurisdiction.

Holdings: The District Court, Samuel P. King, J., held that:
(1) consumer failed to demonstrate that either creditor purposefully availed itself of the privilege of conducting activities in the forum, Hawai'i, as required for the court to exercise specific jurisdiction over them;
(2) because there was no forum-related activity on the part of either creditor, consumer could not show that he would not have suffered an injury “but forâ€