Primary Business is Debt Collection...

This folder examines the definition of "debt collector" and the case law interpreting the term. The FDCPA applies to "debt collectors."
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David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Primary Business is Debt Collection...

Post by David A. Szwak »

Fair Debt Collection Practices Act (FDCPA) applies only to persons whose primary business is debt collection, who regularly collect debts for others, or who use another person's name to collect debts. Consumer Credit Protection Act, § 803(6), 15 U.S.C.A. § 1692a(6).

Marketic v. U.S. Bank Nat. Ass'n
--- F.Supp.2d ----, 2006 WL 1667985
N.D.Tex.,2006.
Jun 15, 2006
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David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Post by David A. Szwak »

Therefore, the FDCPA applies only to persons whose primary business is debt collection, who regularly collect debts for others, or who use another person's name to collect debts. See Sweet v. Wachovia Bank and Trust Co., N.A., 2004 WL 1238180 *2 (N.D.Tex.2004).
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