Parking Tickets

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David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Parking Tickets

Post by David A. Szwak »

Parking tickets issued by the authorities are not FDCPA debts because they are have no contractual basis [must arise from a "transaction" as required by the definition]. See Betts, 245 FSupp2d 1130 (not an FDCPA debt but reporting the tradeline gives rise to FCRA coverage). But if the charges --typically for towing or over-staying agreed time-- are contractual or quasi-contract based on an arrangement at a private lot, then they are debts because of the transactional foundation.
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
509 Market Street, 7th Floor
Mid South Tower
Shreveport, Louisiana 71101
318-221-6444
Fax 318-221-6555
David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Post by David A. Szwak »

1. Debts
The FDCPA covers only the collection of “debts,â€
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
509 Market Street, 7th Floor
Mid South Tower
Shreveport, Louisiana 71101
318-221-6444
Fax 318-221-6555
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