Niederriter v. CSC Credit Services, Inc.

[David A. Szwak]

Niederriter v. CSC Credit Services, Inc.
Not Reported in F.Supp.2d, 2005 WL 2647951
E.D.Mo.,2005.
October 17, 2005

MEMORANDUM AND ORDER


SIPPEL, J.
*1 This matter is before me on Defendant Capitol One's motion to compel arbitration and dismiss or stay the proceedings [# 28]. Plaintiff acknowledges that an arbitration agreement exists, but argues that the agreement is unconscionable and should not be enforced. Because I find that the arbitration agreement is valid and not unconscionable, I will grant the motion, and I will stay the case as to Capitol One pending completion of arbitration.



I. BACKGROUND

Plaintiff alleges violations of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., against Capitol One and three other defendants. Specifically, Plaintiff alleges that Capitol One “has been reporting derogatory and inaccurate statements and information relating to Plaintiff and Plaintiff's credit history to third parties.â€