Court Found Debt "Converted" to Consumer Debt

This folder examines the definition of "debt" under the FDCPA. Whether a "debt" is the subject matter will determine whether the FDCPA applies. Case law and the definition under the FDCPA differentiate consumer debt from business-related debt.
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David A. Szwak
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Joined: Thu Jul 13, 2006 11:19 pm

Court Found Debt "Converted" to Consumer Debt

Post by David A. Szwak »

In Moore v. Principal Credit Corporation, 1998 WestLaw 378387 (U.S.D.C. N.D. Miss.1998), the obligation for computer programs was incurred for business use. However, the Moore court concluded that even if the debt was business related, collection efforts made to an individual converted the debt, placing it within the FDCPA's reach.
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