FDCPA Applies to "Debts"

This folder examines the definition of "debt" under the FDCPA. Whether a "debt" is the subject matter will determine whether the FDCPA applies. Case law and the definition under the FDCPA differentiate consumer debt from business-related debt.
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David A. Szwak
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Joined: Thu Jul 13, 2006 11:19 pm

FDCPA Applies to "Debts"

Post by David A. Szwak »

The FDCPA applies to attempts to collect a "debt." "Debt" is defined as any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment. 15 U.S.C. 1692a(5) (emphasis added).
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