Parking Tickets: Are These Debts as Far as FDCPA?

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David A. Szwak
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Joined: Thu Jul 13, 2006 11:19 pm

Parking Tickets: Are These Debts as Far as FDCPA?

Post by David A. Szwak »

Parking tickets issued by the authorities are not FDCPA debts because they are have no contractual basis [must arise from a "transaction" as required by the definition]. See Betts, 245 FSupp2d 1130 (not an FDCPA debt but reporting the tradeline gives rise to FCRA coverage). But if the charges --typically for towing or over-staying agreed time-- are contractual or quasi-contract based on an arrangement at a private lot, then they are debts because of the transactional foundation.
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
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Shreveport, Louisiana 71101
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Guest-1655

Post by Guest-1655 »

Hi,

Wouldn't you putting 25 cents in the meter be a quasi-contract or transaction with you paying a certain amount of money to the city and agreeing to occupy that parking spot for the time allowed?

Just a thought...
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