Section 1692e[11]

[David A. Szwak]

The FDCPA was amended, effective January 1, 1997, to limit the disclosure of the debt collection warning -- this is an attempt to collect a debt and any information obtained will be used for that purpose -- to the first communication from the debt collector. 15 U.S.C. 1692e(11). Now subsequent communications need only reveal that the communication is from a debt collector. Prior to the enactment of the FDCPA, debt collectors would send people mail purporting to seek employment references, inviting the recipient to collect a prize, or otherwise disguising its true purpose.