Only in "Judicial District" Where Consumer Signed

[David A. Szwak]

A collection action brought by a debt collector on a personal obligation may be brought only in the "judicial district" where the consumer signed the contract or in which the consumer resides at the time the action is filed. 15 U.S.C. 1692i(a)(2); Crawford v. Credit Collection Services, 898 F.Supp. 699 (U.S.D.C. S.D. 1995) (signed “Patient Registration Formâ€

[Guest-1674]

What is proper venue for one who has permanently changed states, meeting al ciitzenship guidelines for the new state of the union, barring SOl extension due to return to state of contract/origin as a residence.

By venue proper, I mean in general absolute - push comes to shove, creditor wants contract location (presumably to make court appearance near impossible) but I wuld. No suit filed; 100% theoretical. Pondscum assignee has history of purjured affidavits (Sherman, LVNV, Alegis, Resurgent) according to sources.

Please assume proper summons, by last known address, US Postal CM/RRR, personal delivery, public notice, et al.

I live in CO but moved from Michigan. My SOL are expired, quite contrary to the necessity of venue. Anything difficult or expensive for the creditor is appropriate.

A response is to be considered general information, and no pro hack legal advice.