MyFairDebt.com

FDCPA, 15 USC 1692, et. seq.
This folder directs you how and where to find a copy of the entire statute with case law annotations and it contains the statute itself.

FDCPA: Purposes and Policies
This folder examines the purposes and policies behind the federal statute.

Communication: Specifically Defined Under the FDCPA
This folder examines what constitutes a "communication" under the FDCPA so as to trigger certain protections of the Act.

Consumer : Who is a "Consumer"?

Creditor : Who is a Creditor Under the FDCPA?

Debt: What Constitutes a "Debt" as Defined by the FDCPA? 15 U.S.C. 1692a[5]
This folder examines the definition of "debt" under the FDCPA. Whether a "debt" is the subject matter will determine whether the FDCPA applies. Case law and the definition under the FDCPA differentiate consumer debt from business-related debt.

Debt Collector: Who is a Debt Collector?
This folder examines the definition of "debt collector" and the case law interpreting the term. The FDCPA applies to "debt collectors."