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General Discussions, Registration and Debt Collection-Related News Stories   General Discussion   News Stories, Articles and Outlines Regarding the FDCPA, Collection Abuses and Debt Collection Issues   Social Security and VA [Veterans Administration] Benefits: Can They Be Garnished?   Bad Faith Actions: Can Collector Sue You For Fees/Costs?   Attorneys: Are They Debt Collectors?   Collectors Suing Consumers in the Wrong Venue   Least Sophisticated Consumer: What Is It and When Does It Apply?   Strict Liability Under the FDCPA   Time-Barred Debts: Can These Be Collected On?   Threats to Take Action Which Cannot Be Legally Done   Harassing, Oppressing or Abusing the Debtor: 15 USC 1692d   Unauthorized Practice of Law: Debt Collectors Pretending to be Lawyers or Implying That They Act Like Lawyers   Junk Debt Buyers: Who Are They and What Do They Do?   Violations of the Automatic Stay and Discharge Order[s] By Debt Collection Acts or Omissions   Bad Checks: Collection of Dishonored Checks   Demand For Immediate Payment: Is It an FDCPA Violation?   Debtor Confusion by Vague or Deceptive Communication   Calling Debtors at Work? Calling Friends and Family? Is That Permissible?   Mini-Miranda Warning/Notice Mandated By the FDCPA   Unjust Enrichment: Louisiana   Arrest You? Can a Debt Collector Threaten You With Arrest, Prosecution, etc.?   Quotes: On Debt Collection and Its Abuses   NARCA: What Is It and What Do They Have to Say?   Continuing Legal Education Outlines   False Representation That Communication is From an Attorney   Other False or Misleading Misrepresentations   Unfair Practices By Collectors   Collector's Communications With the Debtor and Others   Location Information: When and How Can the Collector Contact Debtor or Others to Acquire or Confirm Location Information?   Deceptive Forms and Letters: Collector's Use Violates FDCPA   Class Actions Under the FDCPA   Statute of Limitations [Also Called Prescription Period]: How Long Do Creditors/Collectors Have to Sue You on an Alleged Debt?   Excessive Phone Calls, Use of Autodialers and Scripted Messages   Pleading Ground Rules: What is Required in Federal Court?   Threats to Turn In a 1099-C to the IRS   Re-Aging: Debt Collector's Efforts to Revive Obsolete Reportings   Can Debt Collectors Curse You or Engage in Name-Calling?   FTC Holder Rule: Assignee/Holder of Consumer Credit Contract is Subject to All Claims and Defenses Consumer Has Against Original Seller/Retailer: 16 C   Credit Reporting of Unliquidated Claims, Speculative Claims and Unenforceable Claims   Debt Collector Misrepresenting Affiliation: 15 U.S.C. 1692e[9]   Arbitration, Forum Selection, Choice of Law, Choice of Venue and Other Adhesionary Clauses   Additional Collection Fees, Interest, Surcharges and Other Assessments   Potential Exposure For Sanctions Due to Filing Bad Faith FDCPA Cases: 15 U.S.C. 1692k[a][3], 28 U.S.C. 1927, and Fed.R.Civ.Proc. 11   Collection of Parking Tickets, Traffic Citation Charges, Court Costs and Other Governmentally-Imposed DebtsThe Fair Debt Collection Practices Act: Statute and Definitions   FDCPA, 15 USC 1692, et. seq.   FDCPA: Purposes and Policies   Communication: Specifically Defined Under the FDCPA   Consumer : Who is a "Consumer"?   Creditor : Who is a Creditor Under the FDCPA?   Debt: What Constitutes a "Debt" as Defined by the FDCPA? 15 U.S.C. 1692a[5]   Debt Collector: Who is a Debt Collector?Cease and Desist Letters, Dispute Letters, and Validation Letters   Validation Notice Under the FDCPA   Dispute Letters to Collectors   Cease and Desist: Calling Off the Debt Collection Dogs: How Do You Do It?   Envelopes Marked UpTypes of Damages, Remedies, and Awards Under the FDCPA and Related State Law Claims   Jury and Bench Trial Verdicts and Awards   Attorneys' Fees, Costs and Other Non-Damage Awards   Injunctive Relief: Can I Get It Under the FDCPA?   Declaratory Judgment Relief: Can I Get It Under the FDCPA?   Damages Available Under the FDCPAJurisdiction, Venue, Removal to Federal Court, Remand to State Court, and Other Jurisdiction Issues   Personal Jurisdiction in FDCPA Cases   Jurisdiction and Venue: Where Can You Bring Your FDCPA Lawsuit?   Removal to Federal Court and Remand to State Court: Important Considerations When Suing or Being Sued: Do You Want to be in Federal Court or State CouRespondeat Superior, Vicarious Liability, and Whether Others Are Liable   Vicarious Liability/Respondeat Superior For Violations of the FDCPAFDCPA Preemption, Immunity, Bona Fide Error Defense, and Qualified Immunity   FDCPA: Preemption of State Laws   Bona Fide Error Defense: The LoopholeDo You Have a Right to Bring Claims and How Long Do You Have?   Standing: An Important Question   Statute of Limitations: How Long Do You Have to Sue?FDCPA Litigation Strategies and Procedural Issues and Law   Settlements, Releases, Confidentiality and Other Things You Need to Kow and Consider If You Settle Pre-Trial   Offers of Judgment In FDCPA LitigationState Debt Collection Statutes, Cases and Laws   Alabama: Debt Collection Act   Alaska: Debt Collection Act   Arizona: Debt Collection Act   Arkansas: Debt Collection Act   California: Debt Collection Act   Colorado: Debt Collection Act   Connecticut: Debt Collection Act   Delaware: Debt Collection Act   Florida: Debt Collection Act   Georgia: Debt Collection Act   Hawai'i: Debt Collection Act   Idaho: Debt Collection Act   Illinois: Debt Collection Act   Indiana: Debt Collection Act   Iowa: Debt Collection Act   Kansas: Debt Collection Act   Kentucky: Debt Collection Act   Louisiana: State Debt Collection Act   Maine: Debt Collection Act   Maryland: Debt Collection Act   Massachusetts: Debt Collection Act   Michigan: Debt Collection Act   Minnesota: Debt Collection Act   Mississippi: Debt Collection Act   Missouri: Debt Collection Act   Montana: Debt Collection Act   Nebraska: Debt Collection Act   Nevada: Debt Collection Act   New Hampshire: Debt Collection Act   New Jersey: Debt Collection Act   New Mexico: Debt Collection Act   New York: Debt Collection Act   North Carolina: Debt Collection Act   North Dakota: Debt Collection Act   Ohio: Debt Collection Act   Oklahoma: Debt Collection Act   Oregon: Debt Collection Act   Pennsylvania: Debt Collection Act   Rhode Island: Debt Collection Act   South Carolina: Debt Collection Act   South Dakota: Debt Collection Act   Tennessee: Debt Collection Act   Texas: Debt Collection Act   Utah: Debt Collection Act   Vermont: Debt Collection Act   Viriginia Debt Collection Act   Washington: Debt Collection Act   West Virginia: Debt Collection Act   Wisconsin: Debt Collection Act   Wyoming: Debt Collection ActDebt Collection Companies and Attorneys: AAAAAA   Account Solutions Group   Alegis/Sherman Acquisitions/Performance   Allied Interstate f/k/a Coldata   Allen, Lewis & Associates   Alliance One   Allstate Financial/Allstate Adjustment   Aman Collection Service   American Acceptance a/k/a National Acceptance   American Coradius   American Legal Recovery   Ameriquest Recovery Services   AMO Recoveries   Ariel Financial Services   Arrow Financial Services   Asta Funding a/k/a Palisades Collections   Asset Acceptance Corp.   Atlantic Credit & Finance   Attention, LLC   Apex Financial A/K/A Hilco ReceivablesDebt Collection Companies and Attorneys: BBBBBB   Barnes, Curtis a/k/a Calfin a/k/a Con-America   Barnford, Thomas a/k/a Elder, Timothy a/k/a Con-America a/k/a CACV/CACH   Baumann Law Firm   Bay Area Credit Services   Bennett & Deloney   Boivin, Lawrence Law Firm   Booska, Steven Law Offices   Boyajian Law Offices   Bronson & Migliaccio   Buffaloe & Associates   Burgess, Douglas Law Offices   Burak, Donald Law offices   Bureaus Inc.   Burke, Edward T. & Associates   BOSS: Business Office Systems and SolutionsDebt Collection Companies and Attorneys: CCCCCC   California Financial Credit Association   Cambece, James   Capital Corporation AKA Capital Collections   Capital Management Services   Capital One Bank and its Sister Entities [including Westmoreland Agency]   Cavalry Portfolio Services   Client Services, Inc.   Cohen & Slamowitz a/k/a Gemini Recoveries   Collect America a/k/a CACV a/k/a CACH   CMKS Holdings, LLC a/k/a Stouwie & Mayo, PLLC   Coldata Collection Agency   Collect Corp.   Collectech Systems   Collins Law Office   Colonial Credit Corp.   Colorado Capital Investments   Commonwealth Financial Systems   Consumer Recovery Associates   Continental Credit   Collecto, Inc., d/b/a Collection Company of America   Continental Fairways   Convergys   CPS Investigations   Credit Collection Service   Credit One, LLC   Credit Store [The Credit Store]   Credit Systems International   Creditors Financial Group   Creditors Interchange Receivable Management, LLC   Capital Recovery Service [CRS]   C. Water Recovery   Credit Bureau of the South   Credit Collections, Inc.   Credigy Receivables   Cadle Co., Inc.Debt Collection Companies and Attorneys: DDDDDD   D.C. Credit Services a/k/a David Cohen   De Lage Landen Financial Services   Daniels & Norelli, P.C. a/k/a Con America   DeFede, John A. Esq. [John Defede, Esq.]   DeJana, Richard Esq. [Richard DeJana, Esq.   Delta Group aka Joseph, Ortiz & Epstein, LLC   Dendy, Michael D. Esq.   DMG ConsultingDebt Collection Companies and Attorneys: EEEEEE   Ebbets Partners   eCast Settlement   Elder, Timothy L. / Barnford, Thomas K.   Elite Recovery Services, Inc.   Ellis Crosby and Associates   Encore Receivable Management   Endeavor Financial Partners, LLC   ER Solutions   Eskanos & Adler, PC   Estate Recoveries   Evans Law Offices   ED FundDebt Collection Companies and Attorneys: FFFFFF   Financial Credit Services   FBCS Federal Bond & Collection Service   Federal Credit Corp.   Federal Credit Recovery/FCR Offices   First Revenue Assurance   French, WC (Bill), Law Offices of   First Nationwide Resource Group   Federal Adjustment BureauDebt Collection Companies and Attorneys: GGGGGG   Go-More Financial, Inc.   GC Services   Gemini Recoveries, Inc.   Giove Law Office, P.C.   Global Acceptance Credit Company (GACC)   Global Asset Investigation Services, LLC   General Revenue Corp.   Goggins & Lavintman, PA   Gulf State Credit   Great Seneca Financial Corp.   Greenberg, Grant & Richards, Inc.Debt Collection Companies and Attorneys: HHHHHH   Hanna, Frederick J. & Assoc.   Harker, John W. [CACV]   Harrison Ross Byck, Esq.   Harry Cohn and Scott M. Miller   Hosto and Buchan   Household Recovery Services Corp.   Hudson & Keyse, LLC   Hull & Associates, P.C.Debt Collection Companies and Attorneys: IIIIII   Integrity Resolution Group, LLC   International Portfolio ManagementDebt Collection Companies and Attorneys: JJJJJJ   Javitch, Block & Rathbone L.L.P.   Joseph, Ortiz & Epstein, LLC a/k/a Delta GroupDebt Collection Companies and Attorneys: KKKKKK   Kay, Mitchell N., P.C. [Law Offices]   Kravitz, Schnitzer, Sloane, Johnson & Eberhardy, CHTDDebt Collection Companies and Attorneys: LLLLLL   Lenahan Law Offices   Lang, Richert & Patch   LDG Financial Services II, LLC   Leasecomm Corporation   Legal Recovery Services, Inc.   LHR, Inc.   Love, Beal & Nixon, PC   Lowery, Scott P., P.C. a/k/a CACH, LLC   LTD Financial Services, L.P.   LVNV Funding, LLCDebt Collection Companies and Attorneys: MMMMMM   Magnus Services, Inc.   Mann-Bracken, LLC   Marauder Corporation   McKelvey Law Office   Meadows Law Office - Sheree Meadows   Mel S. Harris & Associates   Merchant's Credit Guide Co.   Messerli & Kramer   Midland Credit Management, Inc.   Mims, Jerry M., Lawyer   Moore, Gerald E. & Associates   MRS Associates, Inc.   Myers & Porter, AttorneysDebt Collection Companies and Attorneys: NNNNNN   NCO Financial   National Action Financial Services, Inc.   National Acceptance   National Asset Management   National Asset Services Co.   National Attorney's Network   National Credit Adjusters   National Enterprise Systems   National Financial Systems   National Revenue Corporation   Nationwide Capital Recovery   Nationwide Credit, Inc.   Neuheisel Law Firm, PC   New Horizon Credit, Inc.   New Vision Financial   North Shore Agency   North Star Capital Acquisitions, LLC   Northeast Credit & CollectionsDebt Collection Companies and Attorneys: OOOOOO   Omnia Credit Services   O'Neill Management, Inc. Investigators   Ozark Capital Corporation   OSI/Outsourcing SolutionsDebt Collection Companies and Attorneys: PPPPPP   Performance Capital Management   Pacific Coast Collections (Alliance One)   Palisades Collections, LLC   Penn Credit Corporation   Phillips & Burns, LLC   Phillips & Cohen Associates, Ltd.   Pinnacle Asset & Capital Management Grp, LLC   Plaza Associates   Portfolio Exchange   Portfolio Management of Amherst, LLC.   Portfolio Recovery Associates, LLC   Preferred Platinum Plan   Prime Asset Recovery, Inc. / www.giovelawofficeexposed.com   Pro Collect, Inc.Debt Collection Companies and Attorneys: QQQQQQ   Quadrant Group LLC - The Recycle ShopDebt Collection Companies and Attorneys: RRRRRR   Ranieri, Christopher, Law Office of   RCS Centre Corp.   Redline Recovery Services, LLC   Regent & Associates, P.C.   Resurgent Capital Services / Sherman Acquisitions   Reynolds, Jacobson & Sloane, Attorneys   Riddle [Jessie Riddle] & Associates   Risk Management Alternatives (RMA)   RJM Acquisitions, LLC   Roach, Larry, Law Offices of   Rosenthal & Colby, Inc.Debt Collection Companies and Attorneys: SSSSSS   Sherman Acquisitions   Sagres Company, (the)   Scherr, Harold E. , Attorney / Con-America   Schreiber and Associates, PC.   Shekinah, Inc.   Sherman Financial Group/Alegis (SDB)   Specified Credit Association   Stanley Weinberg & Associates   Steinbrenner, Carl A.   Stevens & James Debt Collectors   Sky Recovery ServicesDebt Collection Companies and Attorneys: TTTTTT   Tabula Rasa, Inc.   Taylor, Jay A., PC [Jay A. Taylor, Esq.]   Titan Recovery Group   Transcontinental Adjustment Corp.   Trauner Cohen & Thomas f/k/a Trauner King & Cohen   Triadvantage Credit ServicesDebt Collection Companies and Attorneys: UUUUUU   Unifund Group Corp. a/k/a Unifund CCR Partners, LLC   United Creditors   United Legal Corp.   United Recovery System   US Audit ControlDebt Collection Companies and Attorneys: VVVVVV   Van Ru Credit Corp.   Varde   Vasques, Luis, Attorney [Luis E. Vasques, Esq.]Debt Collection Companies and Attorneys: WWWWWW   Wexler & Wexler, PA   Wolpoff & Abramson, LLP   Weltman, Weinberg & Reis   Wendt Law Offices   West Asset Management   Westmoreland Agency [Capital One Bank]   Winn and Sims, PC   Wolf, Jack, PA [Jack Wolf, Esq.]   Wolpoff & Abramson, LLP   Wolter, Warren H, Attorney [Warren H. Wolter, Esq.]   Worldwide Asset Purchasing, LLC   Wright, Makel Ann, Esq. [Makel Ann Wright, Esq.]Debt Collection Companies and Attorneys: ZZZZZZ   Zenith Acquisitions Corporation   Zwicker & Associates, PC

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