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PostPosted: Thu Aug 10, 2006 5:06 am 
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Joined: Tue Aug 08, 2006 10:54 am
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The consumer need not prove the debt is invalid, although payment of amounts not owed as a result of an FDCPA violation would certainly constitute actual damages. Baker v. G.C. Services Corp., supra, 677 F.2d 775 (9th Cir. 1982); McCartney v. First City Bank, supra, 970 F.2d 45 (5th Cir. 1992). But, see: Johnson v. Eaton, 80 F.3d 148 (5th Cir. 1996).

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