Reaging Games: Time Barred Debts: NCO Financial Systems

[David A. Szwak]

Games are routinely played to avoid the time-bar on debts and to perpetuate the credit reportings beyond lawful retention periods under section 1681c of the FCRA. See, for ex., Thomas v. NCO Financial Systems, Inc., 2002 WestLaw 1773035 [U.S.D.C. E.D. Pa. 2002]; United States v. NCO Financial, et al, www.ftc.gov/os/caselist/9923012/ 040513ncocmp9923012.pdf.