Jaramillo v. Gonzales: Mobile Home Case

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David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Jaramillo v. Gonzales: Mobile Home Case

Post by David A. Szwak »

Jaramillo v. Gonzales,
132 N.M. 459, 50 P.3d 554, 49 UCC Rep.Serv.2d 159, 2002 -NMCA- 072, N.M.App., April 09, 2002 (No. 21,180.)

Buyers of mobile home brought action against lien holder, as assignee of seller, for breach of express and implied warranties, revocation of acceptance, violation of the Unfair Practices Act (UPA), breach of contract for failure to acknowledge the Federal Trade Commission (FTC) holder clause in the contract, and defamation. The District Court, Santa Fe County, Michael E. Vigil, D.J., granted revocation and awarded damages. Lien holder appealed, and buyers cross-appealed. The Court of Appeals, Fry, J., held that: (1) evidence supported finding that buyers' revocation of acceptance was reasonable; (2) buyers were not required to show that mobile home had little or no value when it was delivered to them before asserting their claims against lien holder; (3) refusal of lien holder to acknowledge its liability to buyers under FTC Holder Rule amounted to a “false representationâ€
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
509 Market Street, 7th Floor
Mid South Tower
Shreveport, Louisiana 71101
318-221-6444
Fax 318-221-6555
David A. Szwak
Posts: 1974
Joined: Thu Jul 13, 2006 11:19 pm

Post by David A. Szwak »

1. Pratt v. North Dixie Manufactured Housing, Ltd.,
Not Reported in N.E.2d, 2003 WL 21040658, 2003 -Ohio- 2363, Ohio App. 6 Dist., May 09, 2003 (No. WD-02-054.)

...Credit 92BI In General 92Bk 17 k. Effect of Violation of Regulations or Lack of License. Lender for purchase of mobile home was not derivatively liable for any violation by seller of the Consumer Sales Practices Act (CSPA), where the contract did not contain a preservation of claims and defenses clause required by the Federal Trade Commission's FTC holder rule designed to abrogate the holder-in-due-course doctrine. R.C. §§ 1345.01 5725.01 16 C.F.R. § 433...


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2. Bombardier Capital, Inc. v. Williams,
850 So.2d 363, Ala.Civ.App., November 08, 2002 (2010350.)

...Bombardier in their suit against the Williams. [1] [2] Bombardier argues that by the language of the Federal Trade Commission (“FTCâ€
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
509 Market Street, 7th Floor
Mid South Tower
Shreveport, Louisiana 71101
318-221-6444
Fax 318-221-6555
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