Providian Nat. Bank v. Screws

[David A. Szwak]

Arbitration provision that was added to credit-card agreements was not unconscionable; provision did not limit type or amount of relief that could be awarded, provision allowed cardholder to select any one of three arbitration administrators, provision did not require arbitration of claim brought in small claims court, provision did not require cardholders to arbitrate their claims while allowing issuer to pursue its claims in court, and every cardholder had right to reject provision without affecting status of his or her account.

Providian Nat. Bank v. Screws, 2003 WL 22272861, Ala., Oct 03, 2003.