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PostPosted: Mon Jan 15, 2007 10:59 pm 
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Plaintiff John Reyes applied for and was issued a credit card through Defendant First North American National Bank ("FNANB"). On March 14, 2003, he brought this action alleging that FNANB and Defendant Equifax Credit Information Services ("Equifax") have violated the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. 1681 et seq. by falsely reporting to third parties that Reyes filed for bankruptcy. Reyes also charges Equifax with defamation in connection with these credit reports. On May 16, 2003, FNANB moved to dismiss the complaint and compel arbitration under the terms of the credit card agreement. The court denied the motion on June 27, 2003 and FNANB now seeks reconsideration of that ruling. For the reasons set forth here, the court grants the motion for reconsideration and orders arbitration of Plaintiff's claims against FNANB. Reyes v. Equifax Credit Information Services, 2003 WL 22922190, N.D.Ill., Dec 10, 2003.

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David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, Jones & Szwak
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Mid South Tower
Shreveport, Louisiana 71101
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